Solutions / Portfolio Management

Monitor your whole book, not just close deals.

The data you capture at origination becomes continuous surveillance after close. Track risk, covenants, and exposure across every loan from one system of record.

Portfolio SurveillanceLIVE
All loans ▾Last 30 days ▾Export
Total Exposure
$312.4M
▲ 4.1%
Active Loans
148
+6 MTD
Weighted DSCR
1.54x
▼ 0.03
On Watchlist
6
2 new
Exposure by property type
Multifamily 34%Office 24%Retail 18%C&I Equipment 14%
LoanSponsorDSCRStatus
Oakwood PlazaBrickell Hold.1.08xBREACH
Cedar MallMcKinney Cap.1.31xWATCH
Meridian TowerCentral REIT1.66xCURRENT
Alerts4 New
DSCR fell to 1.08x, below 1.20x floor
Oakwood Plaza · 2h ago
Matures in 45 days, no renewal on file
Cedar Mall · today
Sponsor financials 14 days overdue
Apex Logistics · 1d ago
Insurance renewal received & indexed
Harbor Point · 2d ago
1 click
Board-ready portfolio reports
Real time
Risk and covenant monitoring
1 system
Originate and monitor together

Catch risk before it becomes loss

CapitalMrkts watches payment status, maturities, DSCR, and sponsor and tenant health, then alerts the right people the moment a loan drifts from its original underwriting.

Maturity and payment-status monitoring
DSCR and performance-vs-underwriting tracking
Configurable alert thresholds and watchlists
Early-Warning Monitor3 ACTIVE RULES
DSCR 1.08x, below 1.20x covenant floor
Oakwood Plaza · escalated to credit team
Maturity in 45 days, no renewal on file
Cedar Mall · assigned to J. Okafor
Sponsor financials 14 days overdue
Apex Logistics · reminder #2 sent
Alert when DSCR <1.20x
Loan · 1468 W 39th St
DocumentsOverviewFinancialsCovenants
DocumentVersionStatus
2025 Tax Return (Entity)v3CURRENT
Rent Roll (Q1)v2CURRENT
Insurance Certificatev1CURRENT
Year-End Operating Stmtn/aREQUESTED

One system of record for the whole book

Every loan, document, and financial statement lives in one place. Borrower financial packages are collected on a schedule, so your book stays current without the spreadsheet-and-email scramble.

Automated borrower financial collection
Full document and version history per loan
Originated and monitored in the same platform

Stay on top of covenants and compliance

Every covenant, reporting requirement, and milestone is tracked against its threshold and due date, so a breach surfaces as an alert, not a surprise in next quarter's review.

Covenant threshold tracking
Reporting and milestone reminders
Audit-ready compliance status
Covenant Tracker · Meridian TowerQ1 2026
CovenantThresholdActualStatus
Minimum DSCR≥ 1.25x1.41xPASS
Maximum LTV≤ 75%71%PASS
Min Liquidity≥ $2.0M$1.6MWATCH
Financial ReportingQuarterlyApr 15DUE
Exposure Report
By geography
Texas28%
New York19%
Florida16%
California12%
Top sponsor
9.2%
of total exposure
Largest type
Multifamily
34% concentration

Report on exposure in a few clicks

Understand concentration and exposure across geography, property type, and sponsor. Build the reports your credit committee and examiners expect in minutes, not days.

Exposure by geography, property type, and sponsor
One-click credit-committee and board reports
Filterable, exportable portfolio views

Everything you need to stay ahead of risk

Always current

Scheduled financial collection keeps every loan up to date automatically.

Audit ready

Full history of documents, terms, and covenant status for every loan.

Whole-book view

Roll up from a single distressed asset to your entire portfolio.

Proactive alerts

Get notified the moment a loan drifts from its underwriting.

Covenant tracking

Thresholds, milestones, and reporting requirements in one place.

Exposure analytics

Concentration by geography, property type, and sponsor.

Our thesis

Origination was never the hard part. The next decade of commercial lending belongs to teams that treat every closed loan as a live position, monitored, measured, and reported continuously, not revisited once a year.

See your portfolio in one view

Schedule a personalized demo and we'll show you how CapitalMrkts turns your loan book into continuous, board-ready surveillance.