Built for community
and regional banks.
From CRE and C&I origination through examiner-ready portfolio reporting, CapitalMrkts runs on your credit policy, your approval chain, and the regulatory reporting your bank already answers to.
Spreading & memos
Auto-spreading and one-click credit memos
Drop in a T-12 and the platform spreads it and assembles a committee-ready credit memo on your template, consistently, with a lean credit team.
Reviews & covenants
Annual reviews and covenants that don't slip
Statement collection, covenant tests, and risk-rating migration are tracked across the whole book, so nothing goes stale between exams.
Concentration
Concentration the platform watches for you
Live CRE concentration against the 100% / 300% of capital guidance and loan-to-one-borrower against policy, with headroom shown before you over-commit.
A community bank lends on relationships and answers to examiners. CapitalMrkts speeds up the work behind both, without asking your bank to change how it underwrites or who it reports to.