Who We Serve / CUSOs

One platform,
every credit union you serve.

Run commercial lending for all of your owner and participant credit unions on a single platform, each with its own credit box, approval chain, and reporting, with participations matched and split across them automatically.

Per-CU credit box

Manage multiple credit boxes across credit unions

Every owner and participant gets its own policy, thresholds, and approval chain, all running on one platform you operate centrally.

Separate policy and credit box per credit union
Each CU's own approval chain and exception routing
Operated centrally, governed locally
Credit unions on platform4 ON PLATFORM
Riverside CU · Core CRE · 16 metrics
Policy ✓
Summit FCU · C&I · 13 metrics
Policy ✓
Harbor CU · SBA 7(a) · 11 metrics
Policy ✓
Cedar Point CU · Multifamily · 14 metrics
Policy ✓

Participations

Participations that follow the box

When a deal comes in, the platform matches and splits it to the credit unions it qualifies for, by box, capacity, and appetite, so allocations are right the first time.

Auto-match each deal to qualifying CUs
Split and allocate by box, capacity, and appetite
Participation paperwork generated per CU
Maple Plaza · $6.4MALLOCATION
Riverside CU40% · $2.56M
Summit FCU35% · $2.24M
Harbor CU25% · $1.60M
Cedar Point CU
Out of box

Per-CU reporting

Each owner sees their own

Owners and participants each get reporting scoped to exactly their position, their loans, their exposures, and their slice of every shared deal.

Owner- and participant-level statements
Scoped to each CU's own positions
Shared deals broken out per participant
Riverside CU · owner statementSCOPED
Riverside CUSummit FCUHarbor CU
24
Their loans
$38.2M
Their balance
$5.1M
Share of shared deals
Our thesis

A CUSO succeeds when every credit union it serves can lend like it has its own commercial shop. CapitalMrkts gives each one its own box, chain, and reports on one platform, so you scale deals across owners without standing up a stack for each.

See CapitalMrkts set up for your CUSO

Schedule a personalized demo and we'll configure per-CU credit boxes, participation matching, and owner-level reporting for your network.