Who We Serve / Credit Unions

Commercial lending,
credit-union sized.

Run your whole commercial program (origination, underwriting, and portfolio) on one platform, with a lean team and automation doing the heavy lifting.

See how it works →

Lean commercial team

Build a lean commercial arm

A small team runs your entire commercial program, from origination through portfolio monitoring, with the platform handling the work a bigger shop would need extra headcount for.

✓A 2–3 person team covers the whole program
✓Originate like a bank without bank-sized staff
✓Add volume without adding headcount
Commercial teamLEAN
3
people running the full commercial program
$42.1M
book under management
✓
Origination
Covered
✓
Underwriting
Covered
✓
Portfolio monitoring
Covered
✓
Exam & reporting
Covered

One platform

One place to run commercial lending

Origination, underwriting, and portfolio monitoring all live in one platform, with no stitched-together point tools and no rekeying between systems.

✓Origination, underwriting, and portfolio in one place
✓One record from application to monitoring
✓No rekeying between disconnected tools
Lincoln Ave Retail · $3.2MONE RECORD
✓
Origination
Done
✓
Underwriting
Auto-spread
→
Approval · At committee
Now
✓
Portfolio monitoring
On book

Automation

Automate most of the work

Auto-spreading and one-click credit memos do the heavy lifting, so your team reviews and decides instead of rekeying numbers.

✓Statements and tax returns spread automatically
✓Committee-ready memos in one click
✓Your team reviews instead of retyping
Credit memoAUTO
✓
Statements ingested
Done
✓
Financials spread
Auto
✓
Memo assembled
v1
One-click committee memo →
Our thesis

A credit union shouldn't need a commercial-bank-sized team to lend like one. CapitalMrkts runs origination, underwriting, and portfolio in one platform and automates the heavy lifting, so a lean team books business loans with confidence.

See CapitalMrkts set up for your credit union

Schedule a personalized demo and we'll set up origination, underwriting, and portfolio monitoring for your commercial program in one place.