Who We Serve / Credit Unions

Commercial lending,
credit-union sized.

Run your whole commercial program (origination, underwriting, and portfolio) on one platform, with a lean team and automation doing the heavy lifting.

Lean commercial team

Build a lean commercial arm

A small team runs your entire commercial program, from origination through portfolio monitoring, with the platform handling the work a bigger shop would need extra headcount for.

✓A 2–3 person team covers the whole program
✓Originate like a bank without bank-sized staff
✓Add volume without adding headcount
Commercial teamLEAN
3
people running the full commercial program
$42.1M
book under management
✓
Origination
Covered
✓
Underwriting
Covered
✓
Portfolio monitoring
Covered
✓
Exam & reporting
Covered

One platform

One place to run commercial lending

Origination, underwriting, and portfolio monitoring all live in one platform, with no stitched-together point tools and no rekeying between systems.

✓Origination, underwriting, and portfolio in one place
✓One record from application to monitoring
✓No rekeying between disconnected tools
Lincoln Ave Retail · $3.2MONE RECORD
✓
Origination
Done
✓
Underwriting
Auto-spread
→
Approval · At committee
Now
✓
Portfolio monitoring
On book

Automation

Automate most of the work

Auto-spreading and one-click credit memos do the heavy lifting, so your team reviews and decides instead of rekeying numbers.

✓Statements and tax returns spread automatically
✓Committee-ready memos in one click
✓Your team reviews instead of retyping
Credit memoAUTO
✓
Statements ingested
Done
✓
Financials spread
Auto
✓
Memo assembled
v1
One-click committee memo →
Our thesis

A credit union shouldn't need a commercial-bank-sized team to lend like one. CapitalMrkts runs origination, underwriting, and portfolio in one platform and automates the heavy lifting, so a lean team books business loans with confidence.

See CapitalMrkts set up for your credit union

Get in touch and we'll set up origination, underwriting, and portfolio monitoring for your commercial program in one place.