Equipment, inventory, receivables. Lend on what the business owns.
Equipment, inventory, receivables, and cash flow. CapitalMrkts underwrites and monitors C&I facilities with borrowing bases, advance rates, and the collateral schedules each structure requires.
Collateral we cover
Each facility type comes with its own borrowing-base logic, advance rates, and collateral monitoring. Jump to any one below.
Equipment Finance
Collateral schedules, depreciation, and advance rates tracked per asset, with net orderly liquidation value monitored across the life of the loan.
Working Capital
Revolving lines sized to the operating cycle, with utilization, availability, and cash-conversion tracked continuously.
Accounts Receivable
Aging, dilution, and concentration drive a dynamic borrowing base that updates from every certificate you collect.
Inventory
Borrowing-base certificates with eligibility tests, advance rates, and ineligible carve-outs applied to every category.
Business Acquisition
Enterprise value, goodwill, and cash-flow coverage underwritten for change-of-control and buyout deals.
Borrowing-base logic is configurable. Tell us how you lend and we will model it.
Borrowing bases that stay current
Collect borrowing-base certificates on a schedule, apply eligibility tests and advance rates automatically, and recompute availability the moment a cert arrives.
C&I collateral moves every month, not every year. Lenders who monitor borrowing bases continuously lend more, and lend safer, than those reconciling certificates by hand.